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. with less-than-perfect credit can often qualify for an FHA home loan. Even if you have a bankruptcy in your history, you still have a shot at qualifying. In fact, your credit score can be as low.
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What is the Minimum Credit Score Needed for an FHA Loan. – In order to qualify for an FHA loan, you must have at least a 500 credit score – however, a credit score of 580 is the tipping point between having to make a 10% down payment and being able to make a smaller 3.5 percent down payment.
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