Credit score: Most construction loan lenders require a credit score of 680 or higher Down payment: A 20% to 30% down payment is typically required for new construction, but some renovation loan.
How to Get a Construction Loan with Bad Credit. Construction loans are products offered by banks and other lenders. A construction loan can be used to build your first home, build a second home while you still reside in your primary residence, or make additions or repairs to an existing home. Construction loans typically have short durations,
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