FHA loan inspections look for the habitability and safety of the home to be purchased. Security, safety and soundness are areas considered.
Reader question: "I have heard the FHA requires a home inspection whenever their loans are being used to buy a house, and that the inspectors can be pretty strict.But then on another website, I read that they only require an appraisal, but the appraiser might also inspect some things during this process.
FHA appraisal requirements and those of other government-backed loans may require the completion of home repairs prior to closing. Or you may have to do an escrow holdback. Here’s what you need to.