how hard is it to get a mortgage loan

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Our Mortgage Lending Staff | Loan Officers at Grandview. – Tracy Harding. Senior Loan Officer NMLS 172796 [email protected] OFC: 317.255.0143 x 400 Cell: 317.513.1560. Tracy Harding was the first loan officer hired at Grandview Lending and has continued to be an integral team member.

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Just how hard is it to get a mortgage these days? Maybe not as tough as you think. While few would deny that mortgage credit is considerably tighter these days than it was prior to the housing crash and Great Recession, many borrower still obtain home loans with relatively low credit scores and small down payments, according to a recent report from the Boston Federal Reserve.

So why is there a perception that it’s so difficult to get a loan? Borrowers have to jump through more hoops to get a loan these days, says Pava Leyrer, president of Heritage National Mortgage.

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Top 5 Reasons Your Mortgage Loan Was Declined Want To Know Why You Were Declined For a home mortgage loan? Being declined for a home mortgage loan can certainly be a disappointment-especially when you consider all of the hard work.

Second Mortgage with Bad Credit: Getting a second mortgage when you have bad credit is not easy. Here are some tips to help get cash using your home equity.

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