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Home Loan Tips – How to Get a Home Loan – Choosing the right home loan can be just as important. Here are some tips to help make finding the right home loan as easy as possible. Tip #1 – Start saving for a down payment. Depending on your lender and the type of loan you choose, your required down payment can range from 2.25% to 20% of the purchase price of the home.
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Comparing the origination fee and annual percentage rate (APR) from a variety of lenders can help you make the best choice. All mortgage lenders charge interest – a fee you pay on top of the original.
Home loans come in all shapes and sizes. To ensure you’re getting the best loan for your situation, you’ll want to do your homework and talk to reputable credit counselors and lenders.