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No down payment, no mortgage insurance. These are perhaps. Using a VA loan saves you money upfront, and tremendously increases your buying power. I have a low credit score and my wife owns land in Louisiana.
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If you don’t qualify for a VA or USDA loan, you may be able to buy with no money down using other sources (or you may need to make a small down payment). In years past, it was easier to buy with no down payment. After the mortgage crisis, it’s not as easy.
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