Aarron: What we did was a pre-approval at a big bank. The pre-approval was good for 90 days. If we made an offer during that time we just called the mortgage rep and had him draft a letter that showed us pre-approved for the amount of the offer.
A mortgage pre-approval means a lender has pulled your credit and verified your income and assets and that you are approved for a home loan.
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Thirty tips to get your mortgage approved – Below going to share 30 quick tips on how to get your mortgage approved. 1. Have your documents ready to go – if you’re not sure what you’ll need, find out first and get a head start on any paperwork.
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A free mortgage prequalification lets you know roughly how much you can borrow, based on basic financial data you provide. There is no fee or obligation and no credit check involved. A pre-approval involves a more detailed look at your data and is based on a preliminary review of your credit information.
Can 3% down payments really compete in today’s tight mortgage market? – The biggest issue that also comes with a simple fix comes down to a borrower being pre-approved versus. since they are moving so fast, they don’t realize the person isn’t approved. In order for.
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