– To be eligible for a USDA loan, applicants must meet the basic eligibility requirements set forth by the USDA, which cover credit, income, property usage and home location.
– USDA Loan Income Limits. The USDA’s mission is to help low- to moderate-income families realize the dream of homeownership. To achieve this goal, the USDA enacts income limits, adjusted for family size, as established by HUD.
USDA Home Loans Zero Down Eligibility; Qualify in 2019 – The USDA home loan is available to borrowers who meet income and credit. If you are unsure if a property is eligible, check with a USDA loan officer here.