veteran home loan qualifications

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About Feature – VA/DoD eBenefits – Certificate of Eligibility for home loan. calculate your VA Home Loan benefit and entitlement to get a Certificate of Eligibility. This service is available to account holders with Premium Access . Log in if you have an account.

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VA Loan Eligibility Requirements. To be eligible for a VA Loan, veterans, active duty service members, National Guard members and reservists must meet the basic service requirements set forth by the Department of Veterans Affairs. Spouses of military members who died while on active duty or as a result of a service-connected disability may also be eligible.

Tags: va loan eligibility. VA Loan Eligibility Requirements .. this article will help you understand the eligibility requirements for a VA Home Loan and what succeeding steps you need to take in order get a VA Loan if you are eligible for it..

Understanding the VA loan. The VA home loan is designed as a benefit for active-duty military, veterans and long-standing members of the Reserves or National Guard. To qualify for the loan, you must meet certain service requirements (which we explain below). VA loan borrowers don’t need to come up with any money to put down on their mortgage.

VA loan eligibility is more involved than, "You’ve been in the service, you’re all set." Getting a VA home loan is a big deal – hey, buying a home always is – so you’ll have to clear.

VA Loan Eligibility Q&A. A: The unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability is eligible for the home loan benefit. If you wish to make application for the home loan benefit as a surviving spouse, contact our Winston-Salem Eligibility Center.

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Here’s a look at who meets the VA loan requirements for government-backed home loans (loans underwritten by the U.S. government): Traditionally, service members who served on active duty for 90 days during wartime. Members of the National Guard or Reserves who served at least six years..