what do you need to refinance your home

The 7 Types of Documents You Need for a Refinance Get these documents together before you start the refinance process to streamline your loan. With so many people filing for refinance these days, it can take a lot longer than you’d expect to have your refinance go through.

Refinance Your Vehicle Loan. If you have strong credit, you may be able to refinance your loan and lower your payments, either by taking out a longer loan or lowering your interest rate, Jones said. The former can be a costly option but may be better than other alternatives.

is harp a good program HARP: good deal or not? – mortgage loan refinance | Ask. – HARP: good deal or not? september 27, Or are there strings attached to the HARP program that would make that difficult or expensive?. Mortgage professor is a good source for information and calculators, though some of it can be a little outdated.first home buyers loan with bad credit First-Time Home Buyer | How to Get a Home Loan | Quicken Loans – Buying your first home can be scary, but it doesn’t have to be.. Learn the basics of home buying and explore our affordable first-time home buyer loans. Buying your first home can be scary, but it doesn’t have to be.. fha loans have more lenient credit and income requirements,

Cash-out Refinance. Want to tap into your home’s equity? If you’re looking for a new mortgage plus extra cash, a cash-out refinance could get you funds at closing. Refinance my U.S. Bank mortgage Streamline Refinance. Already have a mortgage with U.S. Bank? You may qualify for faster loan approval and lower rates with a Streamline Refinance.

Ready to renovate? Here’s how to budget and pay for it. – When it comes to home. a refinance has higher closing costs than a HELOC, the interest rates can be fixed or adjustable.

It’s time to close your mortgage loan.Expect a crowded room at closing day.You’ll be there, of course, and most likely so will your home’s seller. Your real estate agent, the seller’s agent, the representative from the title company and a loan officer from your mortgage lender should all be there.. But should there be at least one other person at the closing table?

CASH-OUT REFINANCE UP TO 90-95% LTV. WHAT DO YOU NEED. – You’ve earned it, so use it wisely! There are many ways homeowners can use their equity to their benefit. Here are some examples of how you can use it today: Rehab your home to increase value Pay for college tuition Start your own business Down payment on a second home Down payment on an investment property family vacation platinum home mortgage has licensed home loan.

As a homeowner looking to refinance your home mortgage, expect to provide the same documentation as when you applied for the original loan – only current. The process of refinancing a loan is.

I recently had to refinance, and before I did I checked 2 of my credit scores – 660 and 653. Not the greatest, but not all that bad. It was a HARP refinance, and the bank assured me there would be no problem despite the low credit score they came up with.